Spa Funding in as Little as 24 Hours.
For approved applications on business days.
Choosing an answer moves to the next question, unless it is below the program minimum.
Choose your amount and answer a few quick questions. Your advisor calls you fast, takes your full application and brings offers from our funding partners.
| Term sheet | United Secured |
|---|---|
| Amount | $20,000 to $5M |
| Offer | The same business day |
| Funding | As little as 24 hours |
| Credit check | Soft to apply |
Funding Built for Your Spa.
Spas grow by adding treatment rooms, new services and the small comforts guests remember.

What spas and massage studios use it for
- Build out rooms and equipment
- Advertising and marketing
- Hire new therapists
- Stock retail products
- 1Send your inquiry
- 2Your advisor calls
- 3Finish your full application
Here Is How You Get Funded.
Your advisor guides each step, from the first call to your written offer.
- 1
Apply in about two minutes.
A few quick questions about your spa.
The minimums to apply Requirements Minimum Monthly revenue $50,000+ Time in business 1+ year Credit score 600+ Business bank statements Last 3 months - 2
Your advisor calls you fast and takes your full application.
You fill it in together on that same call.
- 3
Underwriting reviews your file.
Your written offer lists every cost before you sign.
No application fee. Any origination fee comes out of the funds and is shown in dollars in your offer.
One Advisor Guides Your Application to Funding.
Your advisor looks at your whole spa and explains every option from our funding partners.

- Counts the card sales your business brings in each month.
- Explains which kind of funding fits your spa.
- Your application goes to the funding partners who review it, and is never sold to lead buyers.
- The amount and total payback you sign are the ones you were shown.
- 1Send your inquiry
- 2Your advisor calls
- 3Finish your full application
Get Straight Answers Before You Apply.
Funding in as little as 24 hours, for approved applications on business days.
No. Checking your options is a soft credit check. A hard inquiry happens only if you accept an offer.
$50,000 a month or more in revenue, 1 year or more in business, and a 600 or better credit score.
$20,000 to $5M, sized to your monthly revenue. You see the number before you sign anything.
Your offer shows the amount, the total payback and the payment schedule in writing before you sign.
Your advisor calls you fast and takes your full application by phone. Then underwriting reviews your file.
Yes. Your advisor reads your last 3 months of business bank statements and seeks offers sized to a typical month.
Get Your Spa Funded.
Start with a few quick questions, and sign nothing until every cost is clear.
- 1Send your inquiry
- 2Your advisor calls
- 3Finish your full application
Terms apply. Subject to approval. Financing for business use only.